When leasing a new car, getting repairs is usually not an issue. Most new cars come with warranties that may extend pass the time you’ll be driving the vehicle. In the case where you need to make repairs on your lease, there can be issues surrounding which parts are used to make the repairs. 

Most leasing companies require you to only use Original Equipment Manufacturer (OEM) parts. This can cause an issue because OEM parts are usually more expensive than aftermarket parts that accomplish the same goal. Luckily, there is an insurance option that covers the gap between the OEM part and the generic version of the part. This insurance is called GAPP insurance.

Who Pays for Regular Maintenance On a Leased Car?

In any lease agreement you enter, the one responsible for the financial cost of regular and irregular repairs will be identified. In most cases, the driver of the lease is the one who will be responsible for the repairs. 

Regular repairs are necessary for the upkeep of any vehicle. The dealership you lease from will expect you to do the regular repairs. If you neglect to maintain the basic maintenance, you can be hit with a serious penalty by the dealership when your lease is up.

Imagine not changing the oil over the course of a 3-year lease. You may not experience any problems while driving, but the next person you lease to is most likely going to experience engine failure at some point in their driving experience. That’s why dealerships take it very seriously if you fail to maintain basic maintenance.

Who Pays for Repairs After an Accident?

After an accident, when you need to repair your vehicle, you have a bit more freedom than you do when replacing parts. You don’t necessarily have to take your car to the dealership. In most cases, you want to avoid the dealership because of how expensive their services can be.

As long as your within the lease limits you can bring your lease to an independent repair shop. However, any shop you bring your lease to needs to be approved by the dealership. Repairing your car via an approved independent shop can save you a lot of money and it’s typically recommended. To avoid this issue, purchase GAPP insurance at the beginning of your lease agreement.

If you work with a repair shop that doesn’t use OEM parts or that doesn’t do the repair work right, you might end up paying a hefty sum to the dealership at the end of your lease. They’ll need to get it back to original working order and original parts. To be on the safe side, always check with the dealer first if you need major work done. They should be able to provide you with a list of local auto repair shops that are certified to perform it.

Bottom Line

There is more than one answer to this question because of the varying types of lease agreements and insurance providers. However, by getting GAPP insurance, you won’t have to worry about paying for repairs and getting the best deal.

GAPP insurance is highly recommended and will save you a lot of headache for both regular and irregular repairs that your lease may need.